PRIVACY POLICY
PRIVACY POLICY
Meritex Capital Limited is a limited liability company, duly registered under the laws of the Federal Republic of Nigeria, specializing in providing fund management services to our clients. As part of our offerings, we collect personal data from our customers. We are dedicated to safeguarding and respecting our customers’ privacy with respect to the data we collect.
Meritex Capital Limited is committed to protecting the privacy and security of our clients and website visitors’ personal information. This Privacy Policy clarifies how we collect, use, disclose, and safeguard your information when you engage in our services, visit our website, or communicate with us.
- About the Information We Collect
1.1 Personal Information:
We may collect personal information that you willingly provide to us, including but not limited to:
Contact Information: Name, address, email address, phone number.
Financial Information: Bank account details, financial dealings and financial goals.
Identification Information: Bank Verification Number (BVN), passport number, or other government-issued identification.
1.2 Non-Personal Information:
We may also collect non-personal information automatically when you visit our website, such as:
Browser Information: IP address, browser type, operating system.
Usage Data: Pages viewed, time spent on pages, links clicked, and other website interaction data.
- How We Use Your Information
We use the information we collect for various purposes, including:
Providing Services: To manage your investments, process transactions, and communicate with you regarding your account.
Improving Our Services: To analyze website usage, enhance user experience, and develop new products and services.
Compliance: To comply with legal obligations, including regulatory requirements and industry standards.
Marketing: To send you promotional materials and updates about our services, subject to your consent where required by law.
- How We Share Your Information
We do not sell or rent your personal information. However, we may share your information with third parties in the following circumstances:
Service Providers: We may share your information with trusted third-party service providers who assist us in operating our business, such as custodians, auditors, and I.T. service providers.
Legal Obligations: We may disclose your information if required by law, regulation, or legal process, or in response to a government request.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new owner as part of the transaction.
With Your Consent: We may share your information with other parties if you give us explicit permission to do so.
You acknowledge and understand that Meritex Capital Limited cannot oversee or monitor the use of any customer data shared with third-party service providers, beyond relying on the expectation that these providers will act with integrity and adhere to their agreements with Meritex Capital Limited. As a result of this inherent risk, Meritex Capital Limited will not be held liable for any privacy breaches caused by the actions of third-party service providers.
- Your Rights and Choices
Clients have the following rights regarding the Personal Data that Meritex Capital Limited holds:
- The right to request a copy of the information we hold about you (excluding any assessments of applications for finance or other products);
- If you have provided consent for us to process your Personal Data, you have the right to withdraw that consent at any time. However, please note that we may still be permitted to process your Personal Data if we have another legitimate basis for doing so, beyond your consent;
- The right to opt out of our mailing lists;
- The right to correct any information we hold about you and update any details you have previously provided (by contacting us through the address in the ‘Contact’ section);
- The right to request the deletion of your Personal Data under certain circumstances. You may request the deletion of your personal information, subject to certain legal and contractual obligations.
- Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance your experience and collect usage data. Cookies are small text files placed on your device that help us understand how you interact with our website. You can control cookies through your browser settings and opt out of certain cookies.
- Third-Party Links
Our website may contain links to third-party websites. We will not be responsible for the privacy practices or content of these websites. We encourage you to review the privacy policies of any third-party sites you visit.
- International Data Transfers
If you are accessing our services from outside the country where our servers are located, your information may be transferred across international borders. We will ensure that such transfers comply with applicable data protection laws.
- Changes to This Privacy Policy
We may update this Privacy Policy as the need arises to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated policy on our website and updating the effective date.
- Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
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